With the mandatory premium fares gone up
Passenger auto accident insurance standards are identical for 20 years
□ reporter Huang Yihan / Wen Huang Xin / map at the time of writing only
newspaper, "7.23" Yongwen major railway collection in particular has
resulted in 39 traffic deaths and 200 injured.
Media reports, based on present domestic adapt the principal railway auto
accident compensation provisions, the maximum compensation amount every
passenger 17.2 million. For this amount of compensation, experts, insurance
personnel, loved ones members, as well as ordinary people, the hearts have a
query mark:
Why rub Cengceng ticket expenses go up, which contains 2% in the proportion of
auto accident compulsory insurance premiums also will be rising, but the sum
insured is frequently the same?
"7.23" incident, the Ministry of Railways is facing stress to improve
the amount of protection.
"7.23" engine vehicle auto accident casualties in the few travelers
commercial insurance coverage high
Yesterday afternoon, in an insurance organization branches in Hangzhou, Ms. S
promises officer, spoke about her two times of work:
"7.23" suitable after the accident, led by the China Insurance
Regulatory Commission, various insurance companies, major hospitals in batches
unit to Wenzhou and wounded victims registration information, and conduct
customer screening.
July 24 at noon, the organization in the list of the dead, identified one
particular person since the company's customers in Tianjin, but additionally the D3115 occasions
of passengers. promises personnel immediately contacted the households of
clients, and their households to confirm, and quickly died on the customers a
fast settlement of claims.
So far, S Miss, "7.23" incident in the list of casualties, only to
find 6 clients. And she also find out that many insurance firms are not in the
list of lifeless and wounded, found the brand of the own customers.
In other words, the auto accident injuries of passengers, auto accident
insurance too since the prefer to purchase commercial insurance and only a few.
According to details supplied by China Insurance Regulatory Commission: 2008,
Jinan-Qingdao railway auto accident insurance promises average only 4.5 million
yuan to purchase commercial insurance policyholders in the amount of casualties
is only about one / 4.
Did not purchase up commercial insurance premiums rose only spend 172,000 yuan
insured 20 years using identical standards are
Passengers could possibly be asked: even although I do not purchase commercial
insurance, but I bought the ticket, the passenger rail auto accident with
compulsory insurance (insurance included in the ticket price, the amount of the
basic fare of 2%) as much as just how much compensation? The solution was 17.2
million.
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